Privacy Policy
How cavorinexial collects, uses, and protects your personal information
Information We Collect
cavorinexial collects personal information necessary to provide financial planning consultations and maintain client relationships. Information is collected directly from you during consultations, through our website contact forms, and via email or telephone communications.
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→Contact information including name, email address, phone number, and postal address for communication purposes.
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→Financial information including income, assets, liabilities, and existing arrangements relevant to providing appropriate recommendations.
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→Personal circumstances including age, dependents, employment, health considerations, and objectives affecting financial planning.
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→Communication records including consultation notes, emails, and correspondence documenting our interactions and advice provided.
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→Technical information including IP address, browser type, and website usage data collected through cookies and analytics tools.
We collect only information necessary for providing services and maintaining client relationships. You may decline to provide certain information, though this may limit our ability to deliver comprehensive consultations.
How We Use Information
Personal information is used exclusively for providing financial planning consultations, maintaining client relationships, improving services, and fulfilling regulatory obligations. We analyze your circumstances to develop appropriate recommendations, communicate regarding consultations, and maintain records as required by Australian financial services regulations.
We may use aggregated, anonymized data for internal analysis and service improvement. Such data cannot identify individual clients. We do not sell, rent, or trade personal information to third parties for marketing purposes.
Your Privacy Rights
Under Australian privacy legislation, you have specific rights regarding your personal information. You may access, correct, or request deletion of information we hold, subject to legal retention requirements. You may object to certain processing activities or request restrictions on how we use your information.
Right to Access
You may request copies of personal information we hold about you. We respond to access requests within 30 days.
Right to Correction
You may request correction of inaccurate or incomplete information. We update records promptly upon verification.
Right to Erasure
You may request deletion of personal information, subject to regulatory retention requirements and legitimate business needs.
Right to Portability
You may request transfer of certain information to another service provider in commonly used formats.
Information Sharing and Disclosure
cavorinexial does not sell personal information. We share information only when necessary for service delivery, regulatory compliance, or with your explicit consent. Third-party service providers assisting with website hosting, email communications, or administrative functions receive only information necessary for their specific functions and are contractually obligated to protect confidentiality.
We may disclose information when required by law, court order, or regulatory authority. We may share information to protect our legal rights, prevent fraud, or ensure safety. In the event of business transfer or acquisition, personal information may be transferred to acquiring parties who assume privacy obligations.
Information Security Measures
cavorinexial implements reasonable administrative, technical, and physical safeguards to protect personal information from unauthorized access, disclosure, alteration, or destruction. Measures include secure servers, encryption for sensitive transmissions, access controls limiting employee access to information needed for their roles, and regular security assessments.
Despite our precautions, no security system is completely impenetrable. We cannot guarantee absolute security of information transmitted through our website or stored in our systems. Clients share responsibility for protecting login credentials and promptly reporting suspected security breaches.
Privacy Questions and Requests
Address: 113 Exhibition St, Melbourne, VIC 3000 Australia
Phone: +61-2-9641-3972
Email: content@cavorinexial.com